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We are authorised and regulated by the Financial Conduct Authority.
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Assets are protected by the Financial Services Compensation Scheme.
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We are authorised and regulated by the Financial Conduct Authority.

Socially Responsible Investing (SRI)

Green, ethical, SRI and ESG funds...the number of labels can be confusing!

You may think that investing in green and ethical funds is pretty straightforward but ethics and green priorities for one person may be completely different for another.

‘SRI’ stands for Socially Responsible Investing. Historically such investors were philanthropic and largely focused on moral considerations at the expense of investment rewards.

Over the last twenty years, ‘ESG’, which stands for Environmental, Social and Governance, has become more integrated with SRI so that instead of having a trade-off between a purely social stance versus a purely financial one, the emphasis is now on improving the long-term performance of investment portfolios AND long-term societal objectives.

By using new data and insights to understand how society will view and solve future problems, it is becoming possible for investors to invest in a way that best aligns with their interests and values.

Investing in a Socially and Responsible way

Investing in a Socially and Responsible way

  • It’s easy to invest in green, ethical, SRI/ESG funds.
  • It’s simple to switch from your current investment funds to SRI/ESG investment funds.
  • Values-based, ethical and religious concerns can be addressed and incorporated into investment portfolios (e.g. areas of concern might include the following to mention but few: tobacco, armaments, gambling, genetic modification, fossil fuel related activities, pornography, alcohol, irresponsible marketing or advertising, animal welfare etc.).
  • SRI/ESG investments include those companies dealing positively with pollution, deforestation, waste of resources, water stress, climate change, improving working conditions, health and safety, community engagement, diversity, child labour, bribery, corruption, executive pay, leadership diversity, data security and tax strategy.
Things to think about...

Things to think about...

  • Green, ethical, SRI/ESG investment portfolios are built to generate the returns required to meet your long-term financial goals and objectives.
  • Compare SRI/ESG investment fund returns and charges with traditional investment funds – you will be surprised with what you find!

How we work

We keep it straightforward and simple.

1  

Arrange a Lifestyle Planning Meeting

A meeting at our expense to identify where you are now, how you got to where you are now, and where you’re trying to get to in the next 5, 10 and 20 years and so on for the rest of your life; in other words, a Lifestyle Plan.

     
2  

Arrange a Financial Planning Meeting

Another meeting, again at our expense, to identify all the resources available to you now, resources that will become available in future, and most importantly resources that might have to become available to satisfy the needs of your Lifestyle Plan.

     
3  

Arrange an Implementation Meeting of your Financial Plan

If, and only if, your Financial Plan indicates that that your needs would be best served by a financial or investment product and service, it is at this point that a recommendation will be made, again at our expense. If you are happy to go ahead in full knowledge of the facts and the fees involved, we can then start to implement your Financial Plan. If you want to walk away at this point, no problem; we wish you well and it won’t have cost you anything.

     
4  

Arrange an Annual Forward Planning Meeting

Now on board as a Sutherland IFA fee-paying client, an annual meeting is held to make sure that your Lifestyle Plan and your Financial Plan are on track to meet your financial goals and objectives.

Let’s start a conversation

We welcome the opportunity to learn more about how we can help you. Schedule a free no-obligation consultation, you might be surprised!