Platforms and Wrappers

Platforms

A secure and integrated investment platform is a smarter, more efficient and convenient way to hold assets and to manage your financial plan over the medium to longer term.

It works by bringing all your investment assets and tax wrappers (e.g. ISAs, pensions, life assurance bonds etc.) together so that they are all under the same roof, which in turn allows you to see more easily and more efficiently, the development of your investment strategy to meet your personal and financial goals.

Platforms allow your financial adviser access to an extensive range of assets enabling them to allocate these assets to the most tax-efficient wrappers including ISAs, pensions and life insurance bonds amongst others.
Platforms offer you secure online access 24/7, daily valuations and fund information.

When assets are bought, sold, withdrawn or deposited, you receive transaction confirmations and reports to keep you informed and up to date; they also make it that much easier to do end of year tax returns and probate.

Wrappers

Wrappers are tax-efficient vehicles that you can, subject to certain rules, ‘wrap’ around your assets to help minimise the tax that you pay on your investments returns.

Such assets can include unit trusts, open-ended investment companies (OEICs), exchange traded funds (ETFs), investment trusts, venture capital trusts (VCTs), structured products, bank term deposits, cash, government bonds (gilts) and corporate bonds.

In addition, you have access to hundreds of investment managers and thousands of investment funds and assets

However complex your investment position, platforms provide you with a complete picture of your current portfolio all in one place